Residential Mortgage:

We have mortgage programs to fit anyone’s needs. It doesn’t matter if you have good credit or bad credit. We can find you the best loan! As Mortgage Brokers, we look to match your needs with the right mortgage program, and get you the best rate possible!
On top of that we will take the time to review your credit with you, and show you how to improve it with our Credit Xpert® CreditXpert® score improvement tool: NEW Feature!

CreditXpert is a valuable tool for anyone wishing to raise their credit scores. CreditXpert identifies tradelines that are harming your score, and reports precise recommendations to improve the score. It also provides potential score effects for these recommendations. So we show you the problem, how to fix it, and how much your score will improve.
 

Reverse Mortgage Description

A Reverse Mortgage allows older homeowner’s (62+) to convert home equity into cash through monthly income, a line of credit or cash. The reverse mortgage is different from conventional home equity loans: No income or credit qualifications, no monthly or immediate repayment due. The reverse mortgage is repaid when the home is no longer the primary residence of the borrower (s).

There are several types of Reverse Mortgages:

• FHA insured HECM, sponsored by a branch of the U.S. Department of Housing and Urban Development (HUD)
• Fannie Mae HomeKeeper, sponsored by Fannie Mae
• Proprietary programs by private banks